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Issued by 1OAK Capital Limited, authorised and regulated by the Financial Conduct Authority.  1OAK Capital Ltd (1OAK) (Registered in England & Wales Number: 06890293; FCA registration number 501453) provides fund management services for its customers. 1OAK Capital Limited is authorised and regulated by the Financial Conduct Authority. Registered Office of 50 Sloane Avenue London SW3 3DD.

Introduction to Multi-Asset investing

Liquidity and diversification through a single investment


There are three 1OAK Multi-asset funds which offer different risk/return profiles: Cautious ,Balanced and Adventurous. They hold a diversified exposure of equities, bonds and liquid alternative investments.

Multi-asset funds offer an off-the-shelf solution for investors looking for a mix of assets through a single investment. The 1OAK funds offer global exposure, holding the assets that offer the best risk/return profile wherever they are domiciled.

Diversification can improve the risk return profile and offer smoother returns over the medium to long term.

The asset allocation for each of the 1OAK funds is guided by Blackrock, the largest asset manager in the world.

1OAK Multi Asset Funds

Fund NameAsset TypeVolatilityEquity/Bond RatioDistrtibution 
MA40 Fund UCITS  5%- 9% 40/60 None / 4% Read more >
MA60 Fund UCITS  8% - 12%  60/40 None / 4% Read more >
MA80 Fund UCITS  11% - 15%  80/20 None / 4% Read more >

Risk and return

chartFund

Multi-Asset funds as a core Investment

The 1OAK funds have been developed as a core investment for retail clients. They offer liquidity and diversification. The asset allocation is actively managed by Blackrock. The funds may be used on their own or as part of a core / satellite approach.

The 1OAK funds are an alternative to a discretionary management service or Managed Portfolio Service and provide investors significant benefits including:

The asset allocation is managed to maximise the risk/return profile.

Asset allocation changes can be made quickly and easily as, and when required.

The transaction costs are low when portfolios are changed,

Investors can invest and redeem through a single transaction.

There are lower costs when investors put money in and take money out

Enhanced oversight and supervision.

Features and Benefits

FEATURE

BENEFIT

Each fund holds a portfolio of equities bonds and liquid alternatives.

Diversification can improve the risk / return profile. Gains in some assets can offset losses in others. The funds can be use as a core or only investment for a client.

Asset allocation guided by Blackrock.

Blackrock guidance is based on detailed, fundamental analysis of the likely performance of different assets. Their asset allocation responds to changing market conditions.

Holding report shows investment in each asset.

Investors are able to see how their investment is allocated across a wide range of different markets. The holding report is personalised for each invest showing the value and percentage held in each asset.

Passive implementation.

The fund uses passive investments to get exposure to each asset class, this is the most effective and efficient way to invest and reduces costs and charges.

Implementation uses a combination of ETF and efficient portfolio management.

The 1OAK funds are able to use ETF’s or direct investing using efficient portfolio management techniques to get exposure to each asset class. 

Risk graded; the benchmark allocation to equities and bonds.

The risk profile of each fund is defined by the benchmark allocation to equities and bonds, making it easy for advisers and investors to choose the fund, or combination of funds that is most suitable and appropriate.

Daily trading.

Investors can buy and sell whenever they want through a single low-cost transaction.

Only invests in highly liquid assets.

The fund can allow investors to invest and redeem whenever they want. There is a high level of certainty that the fund will be able to sell assets it holds if there are redemptions, so it is very unlikely that dealing in the fund will be suspended or that anti-dilution charges will be applied.

Sub-fund of Montlake UCITS.

The 1OAK funds benefit from the highest level of safeguarding and independent oversight.

Key functions like administration, custody and valuation are performed by independent third parties.

Separation of responsibility to independent third parties offer investors additional protection.

Available through investment platforms and bonds.

The funds can be held by investors through the platforms that they use to custody their portfolios.

 4% Distribution share class. Each fund has four distribution share classes (USD, EUR, GBP, SGD) that offer a quarterly distribution of 1% of the NAV.

The distribution classes offer a regular income. The funds are able to invest in the portfolio that offers the best risk/return profile and does not need to invest in income generating assets.

 The FX risks of all assets denominated in a currency other than the base currency is hedged.

When a fund holds assets that are denominated in currencies other than the base currency for the share class, changes in FX rates will have an impact on the value of the fund. The FX hedging strategy is designed to eliminate this risk.

More Information

Download the following documents:

1OAK Multi-Asset Funds Brochure 06-01-2021
1OAK Multi-Asset Funds Summary 05-13-2021

Risks Associated With Funds

Investment Risk: The value of investments can fall as well as rise and investors might not get back the sum originally invested.

Investment in Funds: The Investment Policy allows the fund to invest directly and indirectly in units of other collective investment schemes; principally ETF’s. Investors should consider the investment policy and asset composition of the underlying funds when assessing their portfolio exposure.

Currency risk: Where investments are made in assets that are denominated in multiple currencies, changes in exchange rates may affect the value of the investments.

No capital guarantee: Positive returns are not guaranteed, and no form of capital protection applies.

Issuer risk: The fund invests in assets whose value would be significantly affected if the counterparty either refused to pay or was unable to pay or perceived to be unable to pay.

Interest rate risk: Changes in interest rates are likely to affect the fund’s value. In general, as interest rates rise, the price of a fixed rate bond will fall, and vice versa.

Investment in derivatives: The Investment Policy of the fund allows it to invest materially in derivatives.

Volatility risk: The fund may exhibit significant price volatility.

Inflation risk:  Inflation is likely to reduce the real value of capital and income over time.